We all want to live a great life. Who wouldn’t! Most of us tend to fall short because of how we attack living a great life. A great life can mean anything and is specific to you, but for me I love following the Healthy, Wealthy and Wise philosophy by Benjamin Franklin. It easily sums up the three major categories that all things fall into. Think about the most common things you think about. Do they fall within these three areas? I would argue they would.


We fall short of living a great life because we never put systems into place to ensure our success. We are creatures of habit, so we tend to do incredibly well with routines and consistency. Luckily for us, consistency lends itself to success in all areas of our life. If you consistently eat healthy, your body will show it. If you practice a different language every single day, you’ll eventually become fluent.


For some reason we sell ourselves short and I’m no exception. I always believed I was terrible at math, so I wrote it off and moved on. I finally realized I was only bad with math because I never did math! How insane it that?! Now, because I’m back in school, I’m doing amazing at math because I take the time to learn it. Stop selling yourself short about what you can and cannot do.


I want to dive into the Healthy, Wealthy and Wise philosophy while sharing systems to help you get on track to a great life.




We all want a six pack or to lift more than the guy next to us, but for most of us it’s quite hard to “find” the time. Even though we all have the same amount of time each day. This is why routines and systems are incredibly important. With a few health systems in place, you can thoughtlessly accomplish your ideal body and health goals.


You Need Nutrition, NOT a Diet


Diets are diets because they never last. When you think of a diet, you typically think of something you do for a month or so and then go right back to how you were eating before you started your diet. This thought process is insane and simply doesn’t work. If eating bad in the first place got you out of shape, then going back to that after your diet would yield the exact same outcome.


You need nutrition because the thought process has added consistency. Nutrition means you will eat a certain way for the rest of your life, meaning you will always look amazing and always be in great, healthy shape. Eating healthy doesn’t have to be difficult or time consuming. Make it easy on yourself by finding amazing meals using an app like Fit Men Cook and then get to eating. When you go out, find the healthiest meal there and eat that instead. Do this for one year straight and I will promise you results.


*Remember, I am a nationally certified personal trainer here!


Building Lean Muscle Isn’t Hard


So at this point you’re eating amazingly well and your bodyfat percentage has gone way down, but now you want to add some muscle to really reach your ideal body type. You don’t have to spend 2 hours a day in the gym to achieve an amazing body. 90% of your results will come from nutrition anyways so instead focus on the effective dose.


If you want to add a lot of strength and lean muscle in a short period of time, simply follow the Stronglifts 5×5 routine which only takes 30 minutes to complete every other day and has plenty of results to prove it works. I’ve personally tested this routine and it works amazingly well.


You can also try a more rounded routine like Occam’s Protocol, highly suggested by Tim Ferriss in the 4 Hour Body. I’ve also tested a hybrid of both routines together and really enjoyed the workouts while seeing amazing results.


You’re probably thinking, “You totally just skimmed over a ton of information I need!”. I promise you I didn’t. We tend to over-complicate things in our heads, always seeking more information, keeping us from ever taking action. Do exactly as I say for one whole year without a break and you will be in the best shape of your life. There are no secrets, you don’t need any supplements and you can do this!




This tends to be my favorite of the categories because without any source of wealth, the quality of our lives goes way down. I’ve never thought of money as evil, but more so as a resource, as a utility that works for me. The more you have the more you can do for others and your family. It’s not about being greedy, it’s about having the resources to actually do something in this world without needing someone else to do it for you.


You Don’t Have To Be An Entrepreneur To Be Wealthy


This gets tossed around way too much online. Just start a business and you’ll be wealthy. But, not everyone is meant to be an entrepreneur. I’ve been slowly shifting my mindset away from entrepreneurship because I may not actually be one and that’s ok. I’ve learned that I’m more of an investor than anything. I want guaranteed income that I can then grow through investments. I’m a hustler in the sense that I will do whatever it takes to succeed at what I do, but I’m not good at struggling for multiple years at a time. Some, like Gary Vaynerchuk thrive in this kind of environment, where many others don’t.


The abundance of jobs (yes, abundance!) that are out there means I know I can make great money and live an amazing life doing what I truly want to be doing with my time. Do I want to be making $250,000 a year owning a business? Of course, but that’s not typical or statistically accurate. The majority of small businesses make around $50,000 a year. I can easily make that working for someone else and then invest into those types of businesses for higher income in the long run.


My point here is to get you to understand that you are not failing or falling behind by simply working for someone else. You just need to be smarter than most and learn how to really play the game. Don’t get trapped in a mindset that says you are failing because you work for someone else.


Understanding Personal Finance and Creating An Automated System For Success


For some reason we were never taught personal finance in school and most were left out to dry. Luckily, there is an abundance of content on the subject that is high quality and works. My first taste of personal finance was randomly reading a book called I Will Teach You To Be Rich by Ramit Sethi. I picked it up as a joke while waiting in a Barnes and Nobles. I flipped through the first couple of chapters and eventually read half the book in thirty minutes. I was in complete shock by how amazing and straightforward this book was. I quickly bought it (best $12 I’ve ever spent!) and put it into use. Within a few months I had built better credit than my parents, saved more money than I’ve ever had before and began investing passively, taking advantage of dollar averaging and compound interest.


Now the best thing you should do would be to buy that book and put it to good use, but since you are here, I’ll give you something you can use right away.


Budget’s suck and they never work for some reason. That reason is because of psychology. You are negatively influencing yourself without any type of reward. Here is how to finally take control of your finances, save more than ever, begin investing every single month and finally, how to automate the whole thing.


Most of our income scales and that’s why it’s difficult to stick to a budget. Instead of focusing on dollars, focus on percentages.


For example:

50% – Goes to monthly expenses (bills, etc..)

10% – Long-Term Investment (Roth IRA etc…)

10% – Short-Term Savings (Christmas, Down Payments etc…)

30% – Fun Money (Literally spend this money on whatever you want guilt free!)


Obviously you want to change the percentages around to your current situation, but a rule of thumb is to save no less than 10% for retirement. Once you have your system tweaked, you can begin increasing your savings and investments by looking for opportunities. For example, when you get a 3% raise, do you go and buy a new boat or do you add that 3% to your investments, taking you from 10% to 13%? It’s all based on your goals!





To make this easier for myself, I’ve set up multiple sub-checking and savings accounts that run automatically for me every single month. I bank with Wells Fargo, so I log in and set up my accounts to auto-transfer the specific amounts I’ve determined I want to save and invest. Each month my money gets invested because Vanguard auto-pulls that money out. So each month I’ve auto-magically saved 10%, invested 10% paid all of my bills and know how much money I have to spend guilt free.


Most people will never experience the freedom this simple systems grants, but you will. Ramit goes much more in-depth on this system in his book, which is why I highly recommend you read it now.


The 10X Rule and Why Success Is Your Duty


I love the no BS nature of Grant Cardone. I typically spend my free time listening to his advice on money, increasing wealth and his overall attitude on life. I’ve read his book a few times and there are a couple of key points I want to share with you.

Everything is your responsibility and fault – This sounds a bit harsh, but his point is that you need to stop being and acting like a victim. You’re house burned down because some lit it on fire? You could have had fire insurance. You’re struggling because you don’t make enough money and you’re living paycheck to paycheck? Go increase your income and take control.

Take massive action! – Whatever the amount of action or resources you assume something will take, multiply it by 10. Grant argues that we vastly underestimate the amount of effort something will take, which leads us to eventually call it quits and fail.

Success is your duty – No matter who you are in this world, success truly is your duty. It’s your duty to yourself, your family and your spouse. Don’t you think you deserve a better life? Wouldn’t life be better if your spouse didn’t have to worry about money? Wouldn’t your kids gain more from a private school than public school? This are all things that are your responsibility. I don’t mean to put too much pressure on you, but this is why success is important. It gives you the resources to make those things happen.








This is another book I highly recommend. It’s called The 10x Rule by Grant Cardone


The Richest Man In Babylon and the 5 Laws of Gold


This is your foundation of money and how to actually build wealth. I read this book [The Richest Man In Bablyon] after the other amazing personal finance books I’ve read, but this one has had the most impact on me and I literally read it every other week.


There are 5 laws of gold in one of the chapters where the richest man in Babylon is teaching a group of teachers to go a teach the citizens (that was a mouth full!) of Babylon. Babylon was once the wealthiest countries of the ancient times, but while the king was away growing the empire, its people became extremely poor while only a small group of men grew richer and richer. Sound familiar? The king called upon the richest man in Babylon to explain this issue. The man had no advantage of the other people, but followed these 5 laws. The king ordered him to share these 5 laws which eventually made Babylon the wealthiest country in history.


Law 1 – Gold cometh gladly and in increasing quantity to any man who will put by not less than one-tenth of his earnings to create an estate for his future and that of his family.

In other words, those who consistently save no less than 10% of their income, will be better off than those who don’t. This is such a simple, but high impact law that every person on earth should follow. Do you?


Law 2 – Gold laboreth diligently and contentedly for the wise owner who finds for it profitable employment, multiplying even as the flocks of the field.

This is the foundation of investing. You consistently save no less than 10% of your income, now you must put it to work. Every dollar saved is a slave that will work for you to yield more dollars. This exact law is how the rich keep getting richer!


Law 3 – Gold clingeth to the protection of the cautious owner who invests it under the advice of men wise in its handling.

Would you invest your money with your crazy uncle and his MLM company or Warren Buffet? Don’t force your money into crazy investments, find someone who truly understands investing and learn from them to safely invest your savings for consistent growth.


Here is an example of that:





Law 4 – Gold slippeth away from the man who invests it in business or purposes with which he is not familiar or which are not approved by those who are skilled it its keep.

If your mentor wouldn’t invest in it, why would you? The video above also shows an example of this law in practice.


Law 5 – Gold flees the man who would force it to impossible earnings or who followeth the alluring advice of tricksters and schemers or who trusts it to his own inexperience and romantic desires in investment.

Many of us get caught into these “amazing” opportunities, but they never pan out because they simply can’t. Those who continue to get richer know this and avoid them at all cost. They instead focus on investments they understand and have the most control in. If you don’t understand the stock market, don’t invest in it. If you don’t understand real estate, don’t invest in it. You can, however, learn about those things and then with your new knowledge begin to invest intelligently.




Those who stopped learning in school are quickly being left behind in the job market and in business. Every quarter you need to choose a new skill to learn completely. This skill should be something that can increase your earnings potential, your rarity and your experience.


This section is not as in-depth because it’s pretty straight forward. Start building a library and read every single day. Increase your perception, your understand and your mind and this world will truly open doors for you.


I highly recommend meditation for everyone. It’s hard for me to explain, but it will grant you increased amounts of clarity, understanding and calm. Start with Headspace for 10 minutes a day. Headstrong will walk you through the whole process so you don’t need to do any research, just do it.


More importantly than obtaining new knowledge is taking action on that knowledge. Did you just learn statistics? Great, find ways to implement that and make your life better. You just learned SEO? That’s incredible! No go rank a website and prove it. The best way to gain experience and better understanding than everyone else is to learn something new, take action on it and then become the expert at it. Being an expert is simply knowing more than the person you’re talking to. This can easily be done within your job, business or life.


I sincerely hope you gained some value from this post and will take these simple systems  and begin living a truly great life. If you have any questions, please comment below and I will gladly answer them!